1986 Ford Thunderbird

I HAVE THREE SEPARATE INCIDENCES. FIRST OCCURRING IN 1997 WHILE TAKING MY GRANDSON TO HIGH SCHOOL: WHILE COMPLETING THE TURN INTO THE PARKING LOT AT HIS SCHOOL, MY 1986 THUNDERBIRD SUDDENLY SURGED AS IF I HAD FULLY PRESSED THE ACCELERATOR TO THE FLOOR. FORTUNATELY, I WAS FINALLY ABLE TO REGAIN CONTROL AND NEITHER OF US WERE INJURED NOR WAS THERE ANY PROPERTY DAMAGE. INCEDENT#2- WHILE RETURNING HOME FROM SHOPPING, I WAS DRIVING IN THE LANE CLOSEST TO THE CURB ON A 4 LANE STREET WHEN SUDDENLY, AGAIN, MY CAR ACCELERATED AND PULLED TO THE RIGHT WHERE I JUST BARELY GLANCED OFF A SMALL STATIONERY POLL THAT WAS POSITIONED BASICALLY ON THE SIDEWALK. AGAIN, THANK GOD, NO ONE WAS HURT AND THERE WAS NO PROPERTY DAMAGE. FINAL INCEDENT #3: NOT SO LUCKY THIS TIME. I WAS GOING THROUGH THE MCDONALD'S DRIVE-THRU, AFTER PLACING MY ORDER, MY CAR SUDDENLY TAKES OFF AGAIN, VEERS RIGHT, AND MY RIGHT FRONT TIRE LITERALLY DRIVES UP ONE OF THE 5 VERY HEAVY-DUTY GUARD POLES SURROUNDING THE MAIN ELECTRICAL BOX THUS IMPAILING MY CAR AND SERIOUSLY BENDING THE POLE. IN RETROSPECT, I FEEL I WAS PRETTY BLESSED; NO ONE WAS EVER HURT...EXCEPT FOR ME, NOW, AFTER MORE THAN 45YEARS CLASSIFIED AS A "GOOD DRIVER" NOW IPAYING AN EXTRA$60.00 PER MONTH FOR MY AUTO INSURANCE FOR SOMETHING THAT I KNOW FOR SURE WAS NOT MY FAULT(PLUS THE FACT I HAD TO DISH OUT FOR A NEW CAR...AND ALL THIS COULD NOT HAVE COME AT A WORSE TIME.