1996 Chevrolet Pickup

ON 1/29/00 MY HUSBAND (MICHAEL FISHER) WHILE DRIVING HOME FROM WORK HIT A SLICK PATCH OF ICE ON THE HIGHWAY WHICH CAUSED HIS TRUCK TO FISHTAIL AND GO OFF THE ROAD DOWN AN ENBANKMENT HEAD ON INTO A TELEPHONE POLE AT APPROXIMATELY 45-50 MPH. AIRBAGS DID NOT DEPLOY. SHOUDER HARNESS DID KEEP HIS LEFT SIDE PROTECTED YET HIS RIGHT SHOULDER WAS ALLOWED TO SLAM FORWARD AND CAUSED HIS SPINE TO TWIST....HE WILL HAVE TO DEAL WITH THIS FOREVER. HE DID SEEK MEDICAL TREATMENT AND MISSED ABOUT 4 WEEKS OF WORK. OUR INSURANCE COMPANY FIXED THE TRUCK AND WE WERE ASSURED THAT THE AIRBAGS WERE FAULTY BY THE GMC AUTHORIZED DEALERSHIP THAT REPAIRED THE TRUCK AND THAT THAT HAD REPAIRED AND TESTED THEM AND THEY WOULD NOT FAIL AGAIN. THEN ON 8/30/00 A LITTLE OLD MAN RAN A STOP LIGHT AND RAN OUT IN FRONT OF ME WHILE I WAS TRAVELING DOWN A HIGHWAY GOING 55-60 MPH THERE WAS NO TIME TO EVEN HARDLY HIT MY BRAKES BEFORE IMPACT I HIT HIM WITH THE FULL FRONT OF MY TRUCK IN THE PASSENGER SIDE OF HIS TRUCK AND STILL NO AIRBAG DEPLOYMENT....I HAVE CHEST INJURIES AND AM NOT ABLE TO WORK AND MY BILLS ARE GOING PAST DUE AND I A PANICKING AND AM UNSURE WHAT TO DO...I HAVE CONTACTED GM BUT OF COURSE THEY ARE IN NO HURRY TO HELP OUT AND SAY THEY AREN'T EVEN SURE THE AIRBAGS FAILED THAT ITS POSSIBLE THAT THEY SHOULD NOT HAVE DEPLOYED. ALL I KNOW IS THAT THE TRUCK WAS TOTALLED AND I A INJURIED AND CAN'T WORK AND COULD LOSE EVERYTHING THAT I HAVE EVER WORKED FOR. DO YOU HAVE ANY SUGGESTIONS?*AK